How Can I Be Sure My Card Details Are Safe With Peach Payments?
With credit card and online payments fraud being rife, it is important to know what security measures are being taken between the merchant you are buying from and the payment gateway you are using to buy.

Share via

Table of Contents

Ready to #ThinkBigger
eCommerce security is the responsibility of all parties involved processing a transaction. This article gives you some clarity on the card payments security measures taken by

1. Merchants (on their websites or app)

2. Peach Payments (your payment service provider)

What security measures do merchants take? 

1. SSL Certificate

This makes sure that the information transmitted from your browser to the website is encrypted and secured when being sent over the internet. An eCommerce merchant would install this on their platform (website / app ) to help ensure the security of your information.

How to see if a website / app has an SSL security certificate installed :

– HTTPS:// rather than HTTP:// at the beginning of the website link/address
– Padlock icon at the beginning of the URL



2. 3D Secure processing

This makes sure that your bank notifies to verify a transaction, by sending you a One Time Pin (OTP) when you enter your card details and confirm payment for an order or service.

This 3D Secure process is how your bank (issuing bank, eg. ABSA, FNB, Nedbank, Standard Bank etc) lets the website know that you are the owner of the card or account.

3. Protection of Personal Information (POPI)

More information on how merchants protects your personal information is available here

4. Use our “Secured by Peach Payments” logo on your website and checkout

We have all our payment method logos (visa, mastercard, etc) and our “secured by Peach Payments” logo available here for easy download.  You can link the “secured by Peach Payments” logo to this article you are reading so your customers learn about all the ways we keep buyers and sellers safe.

What does Peach Payments do to secure my transactions?

Peach Payments processes transactions according to agreements with our acquiring partners, card schemes, PCI compliance, Payment Association Of South Africa and other 3rd parties in the processing chain (More detail on this provided in contract with our merchants) – Please contact your merchant (website or app) for more information on how they implement peach payments services and products on their web or mobile platform.

Read more on what Peach Payments does to make sure your transactions are safe on our merchants websites and apps:

  1. PCI compliance
  2. Data protection
  3. 3D Secure
  4. Fraud and Risk management
Scale with Peach
Learn how we help scale some of Africa's most exciting businesses

Business tips, case studies, interviews with online store owners and business trends…

Peach Payments x Digicape: Powering Premium Apple Experiences with Seamless Payments

By partnering with Peach Payments, Digicape transformed its payment infrastructure into a strategic asset, driving significant growth, enhancing operational efficiency, and providing a better experience for their valued customers.

Peach Payments acquires West-African payments gateway PayDunya

Peach Payments expands into six West African countries representing an exciting chapter in their journey to build a truly pan-African payment ecosystem.

The Battle for Card Security

How Your Payment Integration Defines Your PCI DSS Scope

Navigating International Transactions

Understanding Dynamic Currency Conversion (DCC) and Multi-Currency Pricing (MCP)

Embedded Checkout: Future Proof your Payments Today

With an embedded checkout experience, the payment transaction is completed within the merchant's website or application, without redirecting the user to an external payment provider page.

Seize the Sale with Buy Now, Pay Later

Discover how South Africans are embracing BNPL, and merchants are reaping the rewards.

2024 Wrapped: A Year of Innovation and Growth at Peach Payments

Peach Payments is paving the way for a transformative 2025. From Pay by Bank to Embedded Checkout, explore how we revolutionised payments in 2024

RCS payment option now available through Peach Payments

RCS allows customers to make seamless online purchases with their card, enhancing the overall shopping experience

Peach Payments sees impressive growth this Black Friday Weekend

The Leisure & Entertainment industry grew its share of online sales over the four-day Black Friday weekend by 113% from last year

#PeachFriday Merchant Deals 2024

Check out the amazing Black Friday sales that some of our favourite stores are running!

Your Ultimate Guide to Payment Security for Black Friday

What You Need to Know About PCI DSS 4.x

Scaling with Peach Payments: Unveiling the Product Roadmap

Peach Payments' latest innovations and future plans, emphasising customer-centric solutions and trailblazing advancements in the African payments industry.

Scaling with Peach Payments: Revolutionising Reconciliation

Streamline your transaction reconciliation with Peach Payments' new Recon API, designed for speed, accuracy, and scalability in high-volume operations.

Scaling with Peach Payments: The Future of Payments

Learn how Peach Payments is leading the future of digital payments, by offering the top payment methods consumers are demanding today.

Scaling with Peach Payments: How Peach Payments is Keeping Your Business Safe

A Deep Dive into the Importance of Payment Security and How Peach Payments Ensures Robust Protection.

Scaling with Peach Payments: Insights from the Think Bigger Summit 2024

Discover the impactful journey of Peach Payments innovating payment solutions over the past 12 years, and future plans to empower businesses across Africa.

Peach Payments named Top 100 Fintech Startups by CB Insights

Learn how Peach Payments made the 2024 Top 100 Fintech Startups by CB Insights, recognised for innovation and excellence in financial technology

Peach Payments partners with Sukhiba for conversational commerce

Partnership opens up WhatsApp sales channel for merchants preparing for Black Friday

Key Steps to Ensure PCI DSS v4.0 Compliance

Peach Payments does the heavy lifting, but here's what you need to do

Stricter guidelines. Smarter security

Here’s what merchants need to know about PCI DSS v4.0

Payment Orchestration: Think Bigger with Peach Payments

Discover how Peach Payments' pioneering Payment Orchestration empowers businesses with 99.9% uptime, alternative payment methods, and smart routing.

Peach Payments acquires custom software development firm Operativa

Peach Payments acquires custom software development firm Operativa

Endtoend.mu on expanding customer reach with MCB Juice

Peach Payments' alternative payment method, MCB Juice, has been instrumental in helping Endtoend.mu target a larger audience, making the platform more inclusive and accessible to shoppers from all corners of Mauritius.

The Digital Bloom: How Peach Payments Enabled Bloomable’s Growth

With a focus on quality, community, and customer satisfaction, Bloomable stands out as a pioneer in the online marketplace, transforming the way local florists connect with their customers and compete in the digital landscape.

World Wide Worx 2024 Online Retail Report

The 2024 World Wide Worx report, sponsored by Peach Payments, Mastercard and AskAfrika, reveals that South Africa’s online retail surged to R71 billion in 2023, with projections to exceed R100 billion by 2026. Discover more key findings below to help your business succeed online.

Strategic Borrowing: Maximizing the Impact of Business Cash Advance

Investing in tomorrow: The benefits of business cash advance, and how to tell whether a cash advance is right for your business

Nedbank Direct EFT now available through Peach Payments

Nedbank Direct EFT is now available as a payment option on ecommerce websites that use Peach Payments, a leading South African payment gateway. 

Peach Payments bowled over by the Joburg Super Kings

Peach Payments announces it's sponsorship of the Joburg Super Kings

Peach Payments sees significant growth this Black Friday weekend

South Africa-based digital payments platform Peach Payments shares weekend results

Watch how South Africans are buying on Black Friday

Peach Payments today launches its Black Friday Dashboard live on its website

#PeachFriday Merchant Deals

Check out the amazing Black Friday sales that some of our favourite stores are running!

A four-point checklist to beat the Black Friday business blues

Paying attention to a few essential measures can ensure a positive overall shopping experience.
Côte d'Ivoire
+221 77 673 86 31
Burkina Faso
Benin
+229 52 00 44 44
Dakar
Senegal
+221 77 673 86 31
VDN x Rte Aeroport, Lot 21, Ouest foire, Dakar, 2, Dakar, Dakar 10000
Moka
Mauritius
+230 215 8001
1st Floor, The Trademark, 550, La Promenade, Telfair, 80829, Moka, Mauritius
Nairobi
Kenya
+254 203 893890
Room 2402, Regus, 24th Floor, Britam Tower Hospital Road Upper Hill Nairobi
Johannesburg
South Africa
+27 21 200 5877
9th Floor, Atrium On 5th, 5th St, Sandhurst, Johannesburg, 2196
Cape Town
South Africa
+27 21 200 5877
Brickfield Canvas, 35 Brickfield Rd, Woodstock, Cape Town, 7925