Flexible fees to suit your business needs

Get started with our ecommerce plugins

Growth plan

The plan for SME’s

2.95%

+R1.50 per txn (ex VAT)

Features

Enterprise plan

Advanced features

Customised

volume-based rates

Features

Growth Plan

all prices ex VAT

Growth Plan

all prices ex VAT

Payment Methods

Local Mastercard, Visa & AmEx Cards
(3DSecure)

2.95% +

R1.50/transaction

volume-based

Local Mastercard, Visa, & AmEx Cards
(Non-3DSecure) / Recurring

3.50% +

R1.50/transaction

volume-based

International Mastercard, Visa & AmEx Cards

3.50% +

R1.50/transaction

volume-based

Diner's Club

--

volume-based

Pay by Bank
(incl all banks except Capitec)

3.50% +

R1.50/transaction

volume-based

Capitec

3.50% +

R1.50/transaction

volume-based

Nedbank Direct EFT

3.50% +

R1.50/transaction

volume-based

Mobicred

3.50% +

R1.50/transaction

volume-based

Scan to Pay

3.50% +

R1.50/transaction

volume-based

Payflex

3.50% +

R1.50/transaction

volume-based

ZeroPay

3.50% +

R1.50/transaction

volume-based

Happy Pay

3.50% +

R1.50/transaction

volume-based

1Voucher

3.50% +

R1.50/transaction

volume-based

Apple Pay

3.50% +

R1.50/transaction

volume-based

Google Pay

3.50% +

R1.50/transaction

volume-based

Samsung Pay

3.50% +

R1.50/transaction

volume-based

PayPal

3D Secure

Currencies

Accept payments from any country in Rands

Customers transact in their currency, settled to you in Rands

Daily Settlements
(next business day)

Free & Automated

Free & Automated

Setup Fee

No Setup Fee

No Setup Fee

Account Fees

N/A

R300 / Month

Transaction Fees

R1.50 / Transaction

volume-based

Tokenisation Fee

R200 / Month

R200 / Month

Own bank account

Account Fees

Transaction Fees

Weekly (Friday)

Daily

Tokenisation Fee

Accept international cards

Refunds

Payment Links

One-click checkout

Recurring / subscription billing

Checkout API (including plug-ins)

Copy & Pay widget

Server to server API

Payout solution

Mobile SDK

Shopify

Wix

OpenCart

WooCommerce

Magento 1

Magento 2

nopCommerce

Ecwid

Xero

Shopify + Wallee
(multi-currency)

Reconciliation data

Transaction export

Support for customer recon systems

Number of users

Unlimited

Unlimited

User permissions

Multi-channel support

Enhanced account management

Priority support

Features that help you Think Bigger
than just payments.

Comprehensive Payment Platform

We bring together everything you need to build websites and apps that accept
payments, bill recurrently, send payouts efficiently, and everything in between.

Frequently asked questions

From day one, Peach Payments’ co-founders have prioritised their values of trust, integrity, and customer-centricity, and these are still the backbone of the business.

How quickly will I get my money?

Peach Payments operates a daily settlements cycle, where you will get your money the next business day after your transaction are processed. That means that for transactions processed on Monday, you will get settled on Tuesday. For transactions processed on a Friday and over the weekend, you will be settled on Monday. Transactions processed on public holidays are also settled on the next business day. 

Can I sign up without a registered business?

Absolutely! We accept applications from sole proprietors as well as registered businesses. 

What if I don't have a working website yet?

No problem! We help many business without websites accept online payments. For example, our Payment Links platform allows you to send your customers a link which allows them to pay you through a secure payment page hosted by Peach Payments. Just fill out the form below and we will get you set up immediately.

Can I accept a foreign currency like USD or EUR?

You can display your prices in any foreign currency when using our Woocommerce plugin or a custom integration.  When your customer makes a purchase, the customer will see the transaction in his or her home currency.

However, you will only receive your funds (also called a “settlement”) in your home currency (i.e. Rands if you have a South African bank account). 

I am applying for my own merchant account. Can I negotiate my fees?

Absolutely!  If you have your own merchant account, or want to get your own merchant account, we can facilitate that on your behalf.

You would be eligible for our Enterprise plan so you should click the “Contact Us” button on this page to negotiate your rates with our sales team. 

Can I sign up as a drop-shipper?

Unfortunately, we do not accept drop-shipping businesses currently. 

Are there any setup or monthly fees?

There are no setup fees for the Growth Plan.
There is a monthly fee of R499 for the Growth Plan.

There could be setup or monthly fees for the Enterprise plan, depending on what services you need.  A sales team member can discuss this with you so you get the best possible account setup and pricing. 

Can I accept foreign credit & debit cards?

Absolutely! Both of our plans allow for any credit or debit card issued anywhere in the world to be accepted. 

Accept Multiple Payment Methods for Fees
MoneyBadger-Logo-Dark-Background.png
MauCAS-Logo-Dark-Background
Mpesa Logo - Dark Background
Blink by Emtel Logo - Dark Background
MCB Juice Logo - Dark Background
RCS Logo Dark Background
MobiCred Logo - Dark Background
1 Voucher Logo - Dark Background
PayPal Logo - Dark Background
Samsung Pay Logo Dark Background
Google Pay
Apple Pay Logo - Dark Background
Float Logo - Dark Background
ZeroPay Logo - Dark Background
Payflex Logo - Dark Background
HappyPay Logo - Dark Background
Capitec Pay Logo - Dark Background
Nedbank Logo - Dark Background
Pay by Bank Logo - Dark Background
Scan to Pay Logo - Dark Background
DinersClub Logo - Dark Background
American Express Logo - Dark Background
Visa Logo - Dark Background
Mastercard Logo - Dark Background

Think bigger

than justFees

Ready to enjoy secure Fees payments?

Fill in your details and our team of payments experts will get in touch and walk you through getting set up with Fees.

With Peach Payments’ Point of Sale devices, iTickets can now offer customers a seamless way to pay with a variety of payment methods at the door.

iTickets Logo - Dark BG
Nowel Chitorido
Senior Manager

I think a partner who can evolve with you through six years of growth and be thousands of times bigger than we were at that point in terms of revenue and how much we process. And I think that's been why we've had this partnership last for so long.

Sweepsouth Logo - White
Aisha Pandor
CEO & Co-founder

Peach Payments' subscription payments functionality is an important part of the Naked business, enabling us to remove friction for our customers in the payments process.

Naked Insure Logo - Light
Alex Thomson
Co-Founder

A small difference in transaction success rate can mean tens of millions of rands in revenue. Peach Payments delivers more successful transactions than anyone else.

Netflorist Logo - Ful Colour 1
Ryan Bacher
Managing Director

Currently, Payouts is an irreplaceable heart of the operations.If Payouts go down, Yaga goes down.

Yaga Logo - Light
Karl Erik Kotkas
Co-Founder

Our business depends on the incredibly efficient payouts service. The simple interface and CSV upload, allows us to make quick payments to a large numbers of our users. Being able to do this quickly and seamlessly is very important to our operation.

Smartwage Logo - Light
Caroline van der Merwe
Co-Founder
If transactions were all that mattered, you'd only need a payment gateway.

But to think bigger, you need Peach Payments

Peach Payments Logo
Building online payment systems for Africa

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Peach For Enterprise 

Peach For SME 

Products

  • Online

  • In-store

  • Payouts

  • Recurring

  • Payment Links

  • Payment Pages

  • Business Funding

  • Embedded Checkout

  • Multi-Currency Selling

Plugins

  • WIX

  • Xero

  • Ecwid

  • Shopify

  • Magento

  • Opencart

  • Gravity Forms

  • RoomRaccoon

  • Woocommerce

Solutions

  • Retail

  • Travel

  • Services

  • Insurance

  • Education

  • Betting & Gaming

  • Security at Scale

  • Dedicated Support

  • Payment Orchestration

  • Optimised Conversions

Payment Methods

  • Credit & Debit Cards

  • Pay by Bank (EFT)

  • Vouchers

  • Scan to Pay

  • Digital Wallets

  • Alternative Credit

  • Buy Now, Pay Later

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  • Partner Program

  • Rewards Directory

  • Online Retail Report

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  • About

  • Legal

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  • Contact Us

  • News & Media

Support

  • Knowledge Base

  • New Support Ticket

  • Check Ticket Status

Copyright

©2025 Peach Payments 

Call us directly

(+27) 21 200 5877

Company

Privacy Policy  |  PAIA Manual

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