Shop Now, Pay in 2 with Happy Pay

Offer your customers the freedom to shop now and split payments into two interest-free instalments with zero deposit, making purchases more affordable and accessible

Enterprise Sales Team

Dedicated Payment Experts

            
        
Trusted by top performing companies that think bigger than just transactions

Get Paid Securely with Enterprise-Level Features

Give customers the freedom to shop now and split payments into two interest-free instalments with zero deposit for more affordable purchases.
Happy Pay Payment Processing

About Happy Pay

Happy Pay is a seamless Buy-Now-Pay-Later solution available through Peach Payments, enabling customers to shop now and split payments over two interest-free installments—making purchases more affordable and accessible.

Happy Pay Pricing

SME Package: 4,99% +R4 + *R1,50 Enterprise Package: Volume-based rates

Why you should accept payments through Happy Pay ?

Increased Sales
Zero-deposit BNPL drives higher conversions and bigger basket sizes by making purchases more accessible.
Risk-Free Transactions
Happy Pay assumes the credit risk, ensuring merchants receive full payment upfront.
Fast & Seamless Approvals
Customers get approved in just 30 seconds, leading to quicker sales.
Zero-Deposit Advantage
Stand out with South Africa’s only zero-deposit BNPL solution.

Fun Fact

Did you know that Happy Pay has increased merchant baskets by an average of 190%

Region Availability

South Africa
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Côte d'Ivoire
+221 77 673 86 31
Burkina Faso
Benin
+229 52 00 44 44
Dakar
Senegal
+221 77 673 86 31
VDN x Rte Aeroport, Lot 21, Ouest foire, Dakar, 2, Dakar, Dakar 10000
Moka
Mauritius
+230 215 8001
1st Floor, The Trademark, 550, La Promenade, Telfair, 80829, Moka, Mauritius
Nairobi
Kenya
+254 203 893890
Room 2402, Regus, 24th Floor, Britam Tower Hospital Road Upper Hill Nairobi
Johannesburg
South Africa
+27 21 200 5877
9th Floor, Atrium On 5th, 5th St, Sandhurst, Johannesburg, 2196
Cape Town
South Africa
+27 21 200 5877
Brickfield Canvas, 35 Brickfield Rd, Woodstock, Cape Town, 7925