Shop Now, Pay in 2 with Happy Pay
Offer your customers the freedom to shop now and split payments into two interest-free instalments with zero deposit, making purchases more affordable and accessible





Enterprise Sales Team
Dedicated Payment Experts
Trusted by top performing companies
that think bigger than just transactions
Get Paid Securely with Enterprise-Level Features
Give customers the freedom to shop now and split payments into two interest-free instalments with zero deposit for more affordable purchases.
Happy Pay Payment Processing
About Happy Pay
Happy Pay is a seamless Buy-Now-Pay-Later solution available through Peach Payments, enabling customers to shop now and split payments over two interest-free installments—making purchases more affordable and accessible.
Happy Pay Pricing
SME Package: 4,99% +R4 + *R1,50 Enterprise Package: Volume-based rates
Why you should accept payments through Happy Pay ?

Increased Sales
Zero-deposit BNPL drives higher conversions and bigger basket sizes by making purchases more accessible.

Risk-Free Transactions
Happy Pay assumes the credit risk, ensuring merchants receive full payment upfront.

Fast & Seamless Approvals
Customers get approved in just 30 seconds, leading to quicker sales.

Zero-Deposit Advantage
Stand out with South Africa’s only zero-deposit BNPL solution.
Fun Fact
Did you know that Happy Pay has increased merchant baskets by an average of 190%
Region Availability
South Africa
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